Thursday, November 28, 2019

6 Tips to Find a Job Without a College Degree, and 15 Examples

6 Tips to Find a Job Without a College Degree, and 15 Examples6 Tips to Find a Job Without a College Degree, and 15 Examples4Is it possible to find a job without a college degree, even a great, flexible job? This is a question commonly asked at and we are happy to tell you, YES, it is possible.To give you an idea of whats out there, recently posted 10 Flexible Jobs That Dont Require a College Degree. This list includes job titles like phlebotomist, private banking lending assistant, pharmacy operations support, and ophthalmic assistant. You may be surprised to learn these jobs dont require a bachelors degree.You will find many employers on whovalue hard work and experience above a four-year degree.Here are six tips to help you find a job without a college degree.Look in the right field.Some professions such as doctors and engineers will always require higher education. There are a surprising number of career fields, however, where a diploma is not essential. Oftenjobs in technology, customer service, writing, administration, and many assistant positions in the medical field require only a high school diploma, a certificate, or experience.Get some education or training.Having some form of secondary training or education helps job seekers stand out from the crowd. It also prepares them for the job they wish to do, making it easier for the employer.Job candidates should consider educational paths such as employer-based training, an associate degree, industry-based certifications, post-secondary certificates, and apprenticeships to help qualify them for the job they want. And check out some of the great, FREE college-level courses being offered online.Put together a top-notch resume and cover letter.Spend some time thinking about why an employer should hire you instead of other applicants applying for the samejob. What practical skills and work experiences do you have that are relevant to the job? If you have more experience than education, highlight it in your res ume and cover letter. Follow up on resumes you send out, and keep detailed records on which companies you have applied to and when.Be preparedBefore your interview, do your homework. With the help of the Internet, it is easier than ever to learn about prospective employers. Spend some time perusing the companys website. Learn what the company does, its philosophy, and where it is going in the future. Think about interview questions you may be asked and practice answering them before the interview. It is common for employers to ask job seekers if they have any questions about the company it is a good idea to have a few good questions prepared ahead of time.Be willing to put in the work.Although some companies screen applicants based on whether or not they have a college degree, many hiring managers are more concerned with how well applicants follow directions, pay attention to details,and whether or not they are a good fit for the position. Make sure to double-check any correspondenc e for spelling or grammatical errors and be diligent in any task asked of you during the interview process. Always ask questions if you are unclear of what is expected, and go above and beyond what is required.Finally, dont give up.Believe it or not, finding a good job is difficult even for applicants with bachelors degrees. Finding a good job in a competitive job market is a job in itself. Apply to jobsyour skills, expertise, and experience qualify you for even if you dont meet the educational requirements. There is a good chance your resume will stand out due to other qualifications.Although many employers on are looking for people with at least a bachelors degree, there aremany otherswho look at hard work and experience above a diploma. It is possible to find a job without a college degree.Here is a sample of 15 flexible jobs currently available that do not require a college degree.Accounts Payable AssistantWork-from-Home Call Center AgentCollection SpecialistCowboy/CowgirlBiolog y CaretakerVirtual AssistantMastercard Concierge Travel CounselorTour Consultant and Area ExpertSEO CopywriterData Entry SpecialistsCustomer Service SpecialistArticle WriterProgram Proposal and Approval Manager Pipeline and OperationsExecutive Assistant to the PresidentCustomer Care AssociatePersistence in your job search pays off whether or not you have a four-year education. This list is only a sample of the jobs available on that you can do without a formal education.Readers, do you need to find a job without a college degree? Let us know what kinds of jobs you are looking for in the comments section below

Saturday, November 23, 2019

Bombardier Launches New Ultra-Long-Range Jets

Bombardier Launches New Ultra-Long-Range JetsBombardier Launches New Ultra-Long-Range JetsBombardier announced two additions to its ultra-long-sortiment Global family at NBAA 2010 with the launch of the new Global 7000 and 8000. The groundbreaking aircraft will be larger and have greater non-stop sortiment than any other business jet on the market. First customer deliveries for the Global 7000 were planned for 2016. Deliveries of the Global 8000 began in 2017. Speed, Size, and Range Each of the new aircraft will offer capabilities that either equal or exceed previous generations of private jets. The Global 7000 features High-speed cruise at Mach .90Maximum range of 7,300 NM at Mach .85Cabin volume of 2,637 cubic feet with four passenger zones Non-stop city pairs with 10 passengers will include New York to Dubai, London to Singapore and Beijing to Washington. Global 8000s will offer a smaller cabin but record-setting range High-speed cruise at Mach .90Maximum range of 7,900 NM at Mach .85Cabin volume of 2,236 cubic feet with three zones With eight passengers, the Global 8000 can fly Mumbai to New York, Sydney to Los Angeles, and Hong Kong to New York Competing with the Gulfstream G650 The new Bombardier Globals will compete with the Gulfstream G650, which has dominated the market with new orders and positive buzz.Gulfstream says it plans to begin deliveries of the G650 in the first quarter of 2012, giving the airplane a four-year headstart on the competition. The G650 will have a slight high-speed cruise advantage over the new Globals, with a maximumMachoperating speed of Mach .925, making it the worlds fastest business jet. That distinction formerly belonged to the Citation X, which had a maximum cruise speed of Mach .92. Citation held that distinction since delivering the first Citation X to Arnold Palmer in 1996. With a maximum range of 7,000 nautical miles and carrying eight passengers, the G650 falls short to both the Global 7000 and 8000. T?he cost of the Globals is expected to begin at $65 million, compared with an estimated price tag of $58.5 million for the G650. Who is the likely Global 7000/8000 buyer? Certain segments of the private jet market will always want the newest, largest and fastest equipment available, regardless of their mission profile. On a practical level, behauptung new models are expected to have particular appeal to buyers in Asia, the Middle East, and the South Pacific. North American and European owners with business and family ties in distant locations will also increasedemand for the new Globals. Crew Challenges One question that remains unanswered about the Global 7000 and 8000 aircraft family is how operators will plan for crew operations in an airplane with such an extended range. In Part 91 operation, duty time is guided by good judgement and best practices. Flight time exceeding 15 hours requires multiple crews and proper crew rest areas. Crew rest accomodations and additional crewmembe rs will also reduce usable payload. Part 135 crew duty issues may be insurmountable for Global 7000 and 8000 operators. Pilot fatigue is a hot button issue for FAA, NTSB and other government agencies, so the safe operation of these new aircraftwill be under great scrutiny by regulators. The Bottom Line Passengers want to fly faster and farther. But no matter how comfortable and well served they are, aircraft range can be stretched just so far, and the new Global 7000 and 8000 might just stretch the envelope of human and technical endurance. The next popular hurdle for manufacturers still seems to be the sound barrier. Traveling at supersonic speeds will offer the next truly revolutionary change for the business aviation user. For now the Global 7000 and 8000 offer the best when it comes to comfort and range.

Thursday, November 21, 2019

New Report Indicates Millennials Are Driving HSA Use

New Report Indicates Millennials Are Driving HSA UseNew Report Indicates Millennials Are Driving HSA UseHealth savings accounts or HSAs are popular for those employees who wish to put away extra money to pay for out-of-pocket medical costs. The Internal Revenue Service raised the allowable savings by $50 per eligible employee for 2017, so its an even more attractive way to save pre-tax dollars. But, this alone doesnt account for the dramatic increase in the use of HSAs by the millennial generation, who are actively participating in this tax shelter. Millennial myth busted- they are savers not spenders One generally thinks of millennials as self-absorbed and financially strapped due to student loan debt and a penchant for expensive habits like buying the latest consumer electronics. But the recent The State of Employee Benefits 2017 report published by employee benefits SaaS firm Benefitfocus says otherwise. In a survey of 1 million unique employee enrollment records, the number o f eligible millennials under the age of 26 enrolling in a health savings account rose by 40 percent over last year. These millennials also stepped up the amount they are contributing to their HSA plans. On average, this increase is $200 per employee (or a 20 percent increase). These contribution amounts are somewhat less than the IRS thresholds, but they still indicate that millennials are becoming smarter employee benefit consumers. Those participating in the plans are understanding how critical it is to be putting away money for medical emergencies, higher than average annual deductibles, and more. Others are placing a greater emphasis on putting away money that can be used at a later date if they switch jobs or maintain wellness if they suddenly find themselves without access to health benefits. Why are health savings accounts attractive to millennials? Millennials have grown up in some enlightening, albeit challenging financial times. This can explain why they are intereste d in health savings accounts and using this method for putting money away for the future. Millennials have watched their parents struggle with financial matters, particularly during the recession of 2007-2011. Theyve also been watchful as healthcare reform has evolved and been hesitant to participate. Many millennials distributions-mix a preference on their work life balance and staying healthy, therefore they understand the expense involved in paying for adequate health insurance and regular preventative medical care. They tend to be very health conscious and try to avoid the health issues of generations before them. Many dont see the point of paying so much for health insurance benefits if they are healthy and dont need to see the doctor so much. Retirement savings opportunity A health savings account is often more attractive to a young person than other forms of savings plans, such as retirement savings that are not easy to access when a need arises. Use of 401K plans have dr opped among millennials, and now they may have to save up a lot more than previously believed. According to NerdWallet, millennials may be looking at around 22 percent of their income put aside in retirement savings if they hope to retire at a reasonable age someday. This is well above the 11-15 percent thats generally recommended to consumers. The tax rates and cost of living are impacting this requirement. Therefore, millennials need to do a lot of smart allocation of their earnings, and are looking at ways to reduce their tax liability at the same time. When combined with traditional retirement savings plans, they can put tax-free money away in a health savings account. If they need to draw from this money, they can do so as needed for medical costs and not worry about penalties for early withdrawal. Flexibility and portability with health savings accounts Standard employee benefits do not meet the needs of many millennials who are undergoing rapid changes in their lifestyle s. Some are just out of college, living on their own for the first time and trying to manage a budget. Others are getting married, buying a home, or having children. Still, others are so new to their careers that they do not intend to stay with any one company for too long. Health savings accounts appeal to younger consumers who are looking for full flexibility of choices. They may want to shop around for the right health care providers and services that they need. They may also want benefits that they can take with them when they switch jobs. HSAs are known for providing this flexibility and control over ones health care dollars. Mobile technology and access to HSA tracking The employee benefits world is growing more technologically advanced than ever before. Now, its possible to review health care plans, enroll in benefits, check health savings account amounts, and make decisions on the go with a smartphone. Mobile apps for health care savings plans put information at ones fin gertips. Millennials like this ability to make decisions whenever and wherever they wish, and make changes to their financial allocations if they need to.